Introduction
Did you know that you may be owed money even after your home has been sold at foreclosure? It’s called surplus funds, and many Florida homeowners never realize they’re entitled to it.
What Are Surplus Funds?
When a foreclosed home sells for more than what’s owed on the mortgage, taxes, and liens, the leftover money is called surplus funds. These funds legally belong to the previous homeowner or their heirs.
Who Is Eligible?
You may be eligible if:
- You were the legal homeowner at the time of foreclosure
- The property sold for more than the total debt
- There are no higher-priority claims (like second mortgages or liens)
How to Claim Surplus Funds:
- Confirm the surplus amount from the foreclosure sale
- File a claim with the court
- Provide supporting documents
- Attend any required hearings or respond to challenges
Why Work with Capital Crafter Inc?
We help you:
- Track and verify available surplus funds
- Handle all claim paperwork
- Avoid common delays and court rejections
- Work on contingency—no upfront fees
Conclusion:
If your property was sold at auction, don’t assume the money is gone. You may still have legal rights to funds left over from the sale.
